Which is the scariest? (click to enlarge)
If you ask me, the answer is:
a little from column A
a little from column B
and a little more from couumn C.
I realize that a credit card in the hands of a teenager isn't really a weapon of mass destruction, but it's pretty darn close. I was in college when I got my first credit card. I was studying in Boston and went straight to Manhattan and maxed out the card buying shoes, clothes, booze. When the dinner bill would come I'd cover the whole check then have the others pay me back. Then I promptly took the cash to buy those pesky non-chargeables. Like drugs and god knows what else. And to think I thought I was being clever. OY!!!
I not exactly pround of it. But I worked really hard to mess up my credit and it pretty much started in college. It's a cautionary tale. If I had a kid going off to college, I'd put the 'credit card talk' right up there with the "drug talk" and the "HIV talk."
Image courtesy Cal Grondahl.